Restrictions on the Use of Credit History

If you are a private employer in any state with a credit restricting law on the books, your policies must be in compliance with the law. Even if your company is not in one of the restricted states, now is a good time to consider updating policies on when credit history information will be used in making employment decisions. The credit report restriction trend seems to be spreading each year.

This map depicts locations that have a statewide and/or local law that restricts the use of credit reports in employment screening, for private employers. Below the map you’ll find a summary of each law.

This information is presented for general educational purposes and is provided solely for the convenience of its readers. It is not a substitute for legal advice. Consultation with qualified legal counsel is recommended for all matters of employment law.

Click any state link below to view a summary of credit report restriction laws that exist within its borders.