On July 1, 2017, the three major credit bureaus will stop reporting tax liens and civil judgment records that lack additional identifiers.
TransUnion, Equifax and Experian will no longer use these records when evaluating credit unless they can match a person’s name, address and either Social Security Number or date of birth in the public records.
This change is an outgrowth of a settlement involving 31 state attorneys general challenging errors in credit reports and is not due to a legislative change.