State-Specific Reporting Restrictions

Under the Fair Credit Reporting Act (FCRA), there are NO restrictions on the timeframe for reporting of criminal convictions. There are, however, other restrictions on what can be reported in a consumer report:

  • Arrest records, civil suits, and civil judgments that from the date of entry antedate the report by more than 7 years
  • Bankruptcies older than 10 years
  • Paid tax liens older than 7 years
  • Accounts placed for collection or charged to profit and loss older than 7 years

These restrictions are exempted if the applicant’s expected salary will meet or exceed $75,000 annually.

Enter your information below to view a map depicting locations that preempt the FCRA with their own, more stringent laws that restrict consumer report content and information usage by employers.

This information is presented for general educational purposes and is provided solely for the convenience of its readers. It is not a substitute for legal advice. Consultation with qualified legal counsel is recommended for all matters of employment law.

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