The Fair Credit Reporting Act (FCRA) requires the following information from any person requesting a block of information on their background check.
1. Provide Proof of Identity
Proof of identity can be established in one of two ways:
- Consumer File Match - Provide your full name (first, middle, last, suffix), any previously used names, full social security number and/or date of birth.
- Additional Proof of Identity - Copies of government issued identification documents, utility bills, and/or other methods of your identity, which may include answering questions to which you may be expected to know the answer.
2. PROVIDE Trafficking documentation
You are required to provide an acceptable Victim Determination statement, which is a document that contains a determination of human trafficking, made by either:
- A Federal, State, or Tribal governmental entity
- A non-governmental member of a human trafficking task force, including victim service providers affiliated with these entities and authorized by a Federal, State or Tribal government entity
- A self-attestation by a consumer who identifies as a victim of human trafficking that is signed or certified by a Federal, State or Tribal government entity, court of competent jurisdiction, or an authorized representative of these entities
3. Identify items of adverse action
Provide the specific items of information in your consumer report that you believe should not be furnished by a consumer reporting agency because the items are a result of human trafficking.